Independent Appraisal and Property Documentation Services in Texas

Recourse provides independent appraisal, inspection-based documentation, and technical estimating support services related to Texas residential property claims and construction projects. All services are limited to objective documentation and valuation within the scope permitted by Texas law.

Independent Appraisal Services for Texas Residential Claims

Independent Appraisal & Property Documentation Services in Texas Recourse provides independent appraisal services to Texas residential policyholders who are invoking the appraisal clause in their property insurance policy. The appraisal role is limited to determining the amount of loss through the contractual appraisal process.

Insurance appraisal is a structured, policy-based method used when the value of covered property damage is disputed. Appraisal does not determine coverage, causation, liability, or legal rights. Each party selects an appraiser, and—if necessary—an impartial umpire participates to resolve valuation differences and establish the amount of loss in accordance with policy provisions.

When engaged as the policyholder-selected appraiser, Recourse performs an independent evaluation based on documented property conditions, repair scope analysis, and established appraisal methodology. Services are provided in compliance with applicable Texas law and policy requirements.

Recourse operates independently and without conflicts of interest. Recourse does not act as a public adjuster or attorney, does not negotiate insurance claims, and does not interpret policy coverage. Appraisal services are offered on a flat-fee basis, with terms disclosed in writing prior to engagement.

If you are evaluating whether appraisal may be appropriate for a disputed Texas residential property claim, you may contact Recourse to request engagement information.

Follow the link to Schedule Appraisal Service.

Supplemental Storm Damage Inspections

Initial claim inspections are often performed under time or access constraints. Recourse provides independent supplemental inspections to document additional observable property conditions that may become visible during repair planning or subsequent site access.

Supplemental inspections may include:

Photographic documentation
Measurements
Condition observations
Written reporting

These inspections are provided for a flat fee and are limited to technical documentation. The purpose is to create clearer, inspection-based records that may assist property owners, contractors, and restoration professionals in understanding observable conditions and repair scope as projects progress.

Supplemental inspection services do not include claim negotiation, insurer communication, or coverage interpretation.

Follow the link to Schedule Supplemental Inspection.

Estimating Support for Contractors

Independent Appraisal & Property Documentation Services in Texas

Recourse provides technical estimating support services designed to assist contractors with preparation of repair estimates based on documented project conditions.

Contractors may submit project photographs, measurements, and relevant site documentation. Using this information, an independent estimate is prepared reflecting observable conditions, repair scope, and industry-standard estimating methodology. The estimate is delivered in a structured, organized format suitable for internal project planning, bidding, or documentation use.

This service allows contractors to outsource estimate preparation while maintaining consistent technical estimating output across projects. It may reduce internal administrative workload associated with estimate drafting and software operation.

Estimating support is limited to technical documentation and estimate preparation only. Recourse does not negotiate claims, communicate with insurers, or represent any party in insurance matters.

Follow the link to Schedule Estimating Support Service.

Service Scope and Compliance

All Recourse services are limited to inspection-based documentation, estimating, and appraisal activities related to the amount of loss or construction scope. Services are performed independently and in accordance with applicable Texas law governing appraisal and documentation roles.

Recourse:

Does not interpret insurance policies
Does not provide legal advice
Does not negotiate or settle claims
Does not act as a public adjuster
Does not advocate for coverage determinations

Service Area

Services are available for Texas residential properties and construction projects. Availability may vary by location and project type.

Contact and Scheduling

To request appraisal engagement information, schedule a supplemental inspection, or arrange estimating support, use the service scheduling links provided above or contact Recourse directly.

Educational information only.
Recourse provides inspection, estimating, documentation, education, and appraisal services limited to the amount of loss. Recourse does not interpret policies, provide legal advice, negotiate insurance claims, or act as a public adjuster.