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Texas Insurance Appraisal & Property Damage Documentation
Independent inspection, estimating, documentation, and appraisal services focused on the amount of loss — not coverage disputes.
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Independent Property Damage Evaluation Services
Recourse provides independent inspections, repair estimating, documentation, and appraisal services for residential property damage in Texas. These services focus on evaluating the amount of loss and documenting repair scope using neutral, evidence-first reporting.
Our work is structured to support clear valuation discussions through inspection, measurements, photos, and organized estimate documentation. Coverage decisions remain governed by the policy and carrier claim process.
Evidence First. Everything Else Follows.
Texas Storm Damage Resource Center
Start here for step-by-step guidance on storm damage inspections, insurance estimate disputes, appraisal, SB 458, and documentation. This hub connects every major guide on Recourse.
Visit the Texas Storm Damage Resource Center
Inspection & Documentation
Independent property inspections with photo documentation, measurements, and organized damage reporting.
Repair Estimating
Detailed repair scope development and valuation support for residential property damage claims.
Insurance Appraisal
Amount-of-loss appraisal services when valuation differences arise and the policy provides for appraisal.
Dispute Documentation
Documentation packages that help explain differences in repair scope, measurements, or estimate line items.
Independent Reporting
Neutral reporting for homeowners, contractors, and carriers seeking better documentation of the amount of loss.
Education & Process Guidance
Clear educational content about appraisal, estimate differences, documentation, and Texas claim-related processes.
Texas Insurance Claim Guides
Use these core guides to navigate appraisal, estimate differences, hail damage documentation, and amount-of-loss issues in Texas.
How the Process Works
- Independent inspection and damage documentation
- Repair scope development and estimate preparation
- Comparison of repair methods, measurements, and pricing assumptions
- Appraisal, when the policy allows and amount-of-loss differences remain
- Organized reporting to support a clearer valuation discussion
When Insurance Appraisal May Be Used
- One estimate is materially lower than another
- Important damage appears to be missing from the repair scope
- Different repair methods are proposed for the same damage
- Measurements, materials, or line items differ
- The dispute centers on valuation rather than coverage
Appraisal is generally used to address the amount of loss. It does not change policy terms and does not decide coverage.
Texas Service Area
- Dallas
- Plano
- Frisco
- Garland
- McKinney
- Richardson
- Arlington
- Fort Worth
- Denton
- North Texas
Neutral Independent Services
- Focused on inspection, documentation, and valuation
- Neutral, evidence-based reporting
- Amount-of-loss appraisal only
- No coverage decisions
- Clear educational process explanations
Request Independent Property Damage Evaluation
Schedule an inspection, learn more about appraisal services, or request a flat-fee appraisal quote.
Get a Flat-Fee Quote for Your Appraisal Today
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