15-Minute Call — $0
If you’re dealing with a property damage claim, estimate differences, or questions about the appraisal process, a short call can help you get oriented. During this 15-minute call, we can: Review your current situation at a high level Explain how the process typically works in Texas Clarify the difference between amount of loss and coverage Outline general next steps you may consider Answer basic questions about documentation, estimates, or appraisal. This is not a sales call and no services are performed during this time.
The goal is simple: provide clear, neutral information so you can decide what to do next.
Appraisal-Ready Documentation
PackageCost: $150
Basic Documentation Review
Best for homeowners who need a basic review of visible damage documentation, photos, and estimate concerns.
Estimate writing service: Industry-standard estimating you can stand behind. Estimates are written in Xactimate, the same platform widely used by carriers, helping keep the conversation grounded in familiar structure and pricing logic. Built from documented, observable conditions. Line items are tied to photos, measurements, and site observations—not assumptions—so the scope reflects what’s actually there. Clear, organized scope that’s easy to review. The estimate is structured in a way that contractors, adjusters, and reviewers can follow, reducing confusion and back-and-forth. Supports supplements and scope clarification When additional items need to be addressed, the estimate provides a clean foundation to present and explain those differences. Professional documentation without advocacy positioning This is an independent estimating service focused on scope and valuation—not claim negotiation or coverage decisions—keeping everything aligned and above board.
Includes: Full inspection and documentation. Detailed estimate review Repair scope organization. Photo and measurement support Appraisal-ready amount-of-loss package Neutral documentation summary.
Full On-Site Appraisal, Analysis & Submissions Report
Cost: $1300
Best for property owners who need an inspection, estimate comparison, and better documentation of repair scope issues.
Clear, structured path to resolve disputes. When there’s a disagreement on the amount of damage, appraisal provides a defined process to reach a fair number without jumping straight into legal action. Focuses on the value of the damage. Appraisal is centered on documenting and evaluating the actual cost to repair or replace what’s damaged, based on observable conditions and standard estimating methods. Faster and often more cost-effective than litigation. Compared to hiring attorneys or escalating a claim into a lawsuit, appraisal is typically more efficient and less expensive. Independent evaluation from both sides – Each side selects an appraiser, and if needed, a neutral umpire helps resolve differences—bringing balance to the process. Helps move stalled claims forward – When communication breaks down or a claim isn’t progressing, appraisal can re-engage the process and work toward a resolution.
Includes: On-site property inspection Damage photo documentation Insurance estimate review. Contractor estimate comparison. Scope and pricing issue summary. Amount-of-loss documentation package.
Compliance Footer Recourse provides inspection, estimating, documentation, education, and appraisal services related to the amount of loss. We do not adjust claims, negotiate settlements, provide legal advice, determine coverage, or represent policyholders in insurance claim negotiations.